Homes and Loans Colorado

About Us

At Homes & Loans Colorado, we are dedicated to redefining the home-buying experience in Colorado's Arkansas River Valley. As natives of this beautiful region, we possess an intimate understanding of its unique charm—from the breathtaking landscapes of the Royal Gorge to the vibrant communities stretching from Cañon City to Salida. Our mission is to seamlessly integrate the processes of finding your dream home and securing the ideal financing, ensuring a smooth and personalized journey for each client.

Founded in 2006 on the principles of simplicity and thoughtfulness, our approach combines real estate expertise with comprehensive lending solutions. This integrated model allows us to offer a cohesive and efficient experience, guiding you through every step with care and professionalism. Our deep-rooted connection to the area fuels our passion for helping clients discover not just a house, but a place they can truly call home.

Our team, led by Misty and Jeff Garman, brings a wealth of experience and a personal touch to the table. Misty, a dedicated Realtor with Berkshire Hathaway Home Services, and Jeff, a Senior Loan Officer and Navy Veteran with Frontline Home Mortgage, work collaboratively to provide insights and support tailored to your unique needs. Their combined expertise ensures that you receive guidance that is both knowledgeable and empathetic.

At Homes & Loans Colorado, we believe in building lasting relationships based on trust and mutual respect. Our clients' testimonials reflect our commitment to excellence and personalized service. Whether you're a first-time homebuyer or looking to invest in the Arkansas River Valley, we are here to make your home-buying